cancel
Showing results for 
Search instead for 
Did you mean: 

** CLOSED ** Thanks to MyFico Friends Help & Advice

tag
Holly1221
Regular Contributor

** CLOSED ** Thanks to MyFico Friends Help & Advice

I closed today!!!  Last 2 days before closing is the WORST!  Everything worked out in the end & we have our keys!

 

Thanks to all my new friends on here and all of the mortgage experts (Dallas & Shane) who are so helpful!!

 

I'll be hanging around bcuz improving my credit is my new addiction!!

12/27/11: EQ 618 / TU 621 / EX 643 (lender pull for CLOSING!)
MYFICO: EQ 618 / TU 610 on 12-07-11
MyFico EQ: 603 on 12-01-11
Current: 594 EQ/ 616 EX/ 599 TU (lender pulls 11-28-11)
Previous: 555 EQ/ 552 EX/ 573 TU (lender pulls 10-28-11)
GOAL: NEW HOUSE ...GOT IT ON 01/27/12
2012 GOAL: 750
Message 1 of 18
17 REPLIES 17
IOBA
Senior Contributor

Re: ** CLOSED ** Thanks to MyFico Friends Help & Advice

+1

+1 

 

Congratulations! Smiley Happy

Message 2 of 18
Booner72
Senior Contributor

Re: ** CLOSED ** Thanks to MyFico Friends Help & Advice

Congratulations!  You can be my junkie friend.  I'm stuck here, too!  can't get away......

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 3 of 18
UpmyscoreinFL
Frequent Contributor

Re: ** CLOSED ** Thanks to MyFico Friends Help & Advice

Congrats I was reading your sig line. I am starting about where you did with the scores. You got where you needed to be in just three months? I have seven months to do it. I hope I am as successful as you. Enjoy your new home. You give me hope.
Equifax my fico 629
Transunion my fico 669
Experian fako 663
Message 4 of 18
Holly1221
Regular Contributor

Re: ** CLOSED ** Thanks to MyFico Friends Help & Advice

@ Upmyscore - I reduced utilization on my cc's........that's all.  I had a bunch of little cards (small c/l's) and had them ALL maxed out at 97% overall utilization.  I paid all down to under 20% and that's how it was done for me.  Every case is different but that was killing me most.

12/27/11: EQ 618 / TU 621 / EX 643 (lender pull for CLOSING!)
MYFICO: EQ 618 / TU 610 on 12-07-11
MyFico EQ: 603 on 12-01-11
Current: 594 EQ/ 616 EX/ 599 TU (lender pulls 11-28-11)
Previous: 555 EQ/ 552 EX/ 573 TU (lender pulls 10-28-11)
GOAL: NEW HOUSE ...GOT IT ON 01/27/12
2012 GOAL: 750
Message 5 of 18
Anonymous
Not applicable

Re: ** CLOSED ** Thanks to MyFico Friends Help & Advice

CONGRATULATIONS!!!!

Message 6 of 18
Anonymous
Not applicable

Re: ** CLOSED ** Thanks to MyFico Friends Help & Advice

Congrats Holly!! I  haven't been on a while but was so thrilled to see your post.  I know you worked long and hard to get those keys.  Enjoy your new house and all the decorating and projects that come with it--it is very exciting!! Smiley Happy

Message 7 of 18
Anonymous
Not applicable

Re: ** CLOSED ** Thanks to MyFico Friends Help & Advice

Congrats Holly! So glad everything worked out in the end, enjoy your new home!

Message 8 of 18
getahead
Regular Contributor

Re: ** CLOSED ** Thanks to MyFico Friends Help & Advice

Congrats Holly! You will be my inspiration, I'm planning to buy a home by August.


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Message 9 of 18
frogfan12
Established Contributor

Re: ** CLOSED ** Thanks to MyFico Friends Help & Advice

Big time congrats! Enjoy your new home and improving your credit. Smiley Happy


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 10 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.