I currently did some paperwork for a VA refi. I am "floating" until the end of Feb, I guess. I am tentatively scheduled to close on March 6. I currently have a 6.0% int rate and I refuse to refi unless it is ATLEAST A WHOLE PERCENTAGE POINT! So, I will not refi unless it is 5.0% or less. If I can't lock in an interest rate of 5% or less by the closing date, can I just refuse to close and cancel the refi until rates go lower? Thanks!