Can't qualify with 5% at 658 midscore, will I qualify at 660?

[FesteringTTT]

My score actually jumped into the 660s over the weekend and now the loan is able to work at 80/15/5 as the loan officer said it would.  My last minute panicking was apparently unmerited.

[IOBA]

That's great!  Glad it's going to work out for you.

You are not putting any money down on the house, just paying closing costs?

[FesteringTTT]

we're putting 5% down.  seller is paying closing.