i have no personal experience in this, however i am in the same position. i am in the process of cleaning up my cr, with hopes of getting a house sometime this year (hopefully), but my cars is systematically shutting down as well, every month is a new issue and it has already been in the shop 3 times in the last 4 months, and being that it already has 115,000 miles, i don't expect it to last much longer without major repairs such as a new motor, engine, alternator. anyways, i've been told by everyone that you should get the house first, then the car. i think mainly because the mortgage (at least in today's economy, not like previouslly), is harder to get than an auto loan. i think they generally don't want you to open any new tl within 6 months of applying for a mortgage. there is probably a better reason. but, you do need transportation to get back and forth to work, because if you can't get to work, you don't get a check, and therefore, you definently won't qualify for a mortgage without a job. so, i guess you have to gauge how much longer your current car will probably last. so, just weigh the pros vs cons. if you think it can last, try to wait it out, until you get the house, not just get approved for the mortgage, but when the money clears, because apparently, even after getting approved, they still periodically check your cr, and if you applied for a car loan and now have a new tl, your score will have dropped, which may impact your interest rate or sometimes even qualifying for the mortgage. hope this helps.