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Clear to Close a Week Early!

JGGM
Frequent Contributor

Clear to Close a Week Early!

First time home buyer here. I contracted to build a new house, my first house, back in June. We did the walk through today and, while at the walk through, my loan officer called to say my loan left underwriting and is clear to close - they don't need anything else from me! And, closing isn't until 10/25. She said to "sit back, relax, and congratulate yourself".  Seems pretty reassuring. I am still shocked at how easy the process has been for me - I've read all the horror stories on here. 

 

Thanks to all who contribute to this forum and allow others to learn - I owe you all a beer!

 

Stats as follows:

 

Final Purchase Price: $267,220

Down Payment: $26,722

Term: 30 year fixed Conventional

Rate: 3.625%, no points

Income: $102,000 W2, same employer 5.5 years

Decision Score: 788

Monthly Debt: $35 (AZEO, no other loans)

 

Current Score 6-11-20: TU: 821 EX: 837 EQ: 813
Goal Score:ACHIEVED - 800 Across the Board
In My Wallet: Cap1 QS - PenFed Power Cash Rewards - PenFed Promise - AmEx Delta Gold - AmEx Platinum - DISCO - NFCU Cash Rewards - AmEx Simply Cash Business - Chase Sapphire Preferred

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2 REPLIES 2
CoSprings99
Established Member

Re: Clear to Close a Week Early!

Congrats. I am in the exact same boat. I am actually 10 days early. Came here to see if there were any threads about that.

 

Probably irrationally concerned about how much time is left for something to go wrong.

Message 2 of 3
JGGM
Frequent Contributor

Re: Clear to Close a Week Early!

Congrats to you as well! It's okay - I'm still of the belief that there are plenty of things that can go wrong between now and then, hahaha.

 

-JGGM

Current Score 6-11-20: TU: 821 EX: 837 EQ: 813
Goal Score:ACHIEVED - 800 Across the Board
In My Wallet: Cap1 QS - PenFed Power Cash Rewards - PenFed Promise - AmEx Delta Gold - AmEx Platinum - DISCO - NFCU Cash Rewards - AmEx Simply Cash Business - Chase Sapphire Preferred

Message 3 of 3
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