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Clear to Close

dvoice
Established Member

Clear to Close

If im schedule to close June 3rd how many days before will i receive clear to close?

Message 1 of 4
3 REPLIES 3
ShanetheMortgageMan
Super Contributor

Re: Clear to Close

I'd hope no later than May 28th or 31st, but getting the clear to close doesn't have anything to do with your closing date, as you get the clear to close once all documents the underwriter needs for final approval have been submitted to them and signed off on.  Of course the goal is for that to happen before you are supposed to close.  Speak with your loan officer about what remaining conditions are still outstanding and what the plan is to satisfy each of them and you'll get a better idea of when that'll be.

Helping people with mortgages (FHA, VA, USDA, Fannie, Freddie, Non-Prime, Construction, Renovation/Rehab, Commercial) since 2002
Located in Orange County, CA and lending in all 50 states
Message 2 of 4
xenon3030
Frequent Contributor

Re: Clear to Close

Congrats.

 

My closing date is also on June 3rd. I am working on the last steps and hope to get cleared before the weekend.


Current:::::::::::::EX8=780, EQ8=780, TU8=780.
12 month goal: EX8=840, EQ8=840, TU8=840.
AMEX BCE, AMEX PRG, AMEX HH, BOA CR, BOA Better CR, BOA PR, Chase AMZ, Chase Freedom, Discover IT, Uber, USB Cash+, USB Altitude Go, Walmart/Cap1.
Message 3 of 4
SuckerPunch4u
Member

Re: Clear to Close

Im closing on tuesday 6/1 and I just got my CTC this afternoon.

| WF Plat since 2015 || Amex Delta Gold since 2018 |
| Discover It since 2018 || Amex Magnet since 2018 |
| Barclays Aviator since 2018 || Amzn Prime since 2018|

Credit Scores as of 1/19: 639 EQ | 657 TU | 645 EX
Credit Scores as of 3/21: 732 EQ | 766 TU | 750 EX
Message 4 of 4
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