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Closed on my loan - Just a big thanks for existing

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Member

Closed on my loan - Just a big thanks for existing

Hey there, Just wanted to say thanks for having such a good resource.

 

I pulled my credit report here in mid april and was at 680.  I lowered utilization from 98% to 30% and was able to get the two 5 year old charge offs removed from my report.  This bumped my score to 789 in one month and that ended up being my mid score from my lenders pulls.  I closed on monday with a 30yr fixed at 4.375% which is awesome.  I love driving past banks and credit unions advertising their low rates and im usually lower than them!

 

Thanks!

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Regular Contributor

Re: Closed on my loan - Just a big thanks for existing

That's great news, Congrats!!!

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Established Contributor

Re: Closed on my loan - Just a big thanks for existing

Congrats on thenew house and interest rate!! It's amazing what you can do with a little knowledge!

 

My credit is okay, but is being held back by some SL issues that I can't do much about. However, I led an all-out assault on my husband's credit score and his jumped from high 500s to mid-700s in about a 6 month period. For most people, a little work can go SUCH a long way! It was also very nice when we were recently pre-approved and my husband said "You're amazing... this is all because of your hard work" Smiley Happy

Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
July 2017 Current Scores: Approx 710 (waiting for official updates)
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