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tayjoemom2628
Valued Member

Closed

I closed on my house yesterday at 130. Is it too soon to apply for furniture financing? If so how long should I wait?
Message 1 of 4
3 REPLIES 3
BungalowMo
Senior Contributor

Re: Closed

If it were me...I would at least wait until your mortgage is reporting on your CR's.
BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 2 of 4
Anonymous
Not applicable

Re: Closed

Why is that Bungalow? We were told after closing was perfectly fine. What does waiting for them to report do? Wouldn't it actually lower your credit scores?
Message 3 of 4
Jazzzy
Valued Contributor

Re: Closed


@tayjoemom2628 wrote:
I closed on my house yesterday at 130. Is it too soon to apply for furniture financing? If so how long should I wait?

Go ahead. No one is going to cancel your mortgage because you buy furniture. Also, no way to know how the new mortgage will affect your FICOs.

Message 4 of 4
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