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Closed

I closed on my house yesterday at 130. Is it too soon to apply for furniture financing? If so how long should I wait?
Message 1 of 4
3 REPLIES 3
Senior Contributor

Re: Closed

If it were me...I would at least wait until your mortgage is reporting on your CR's.


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 2 of 4
Established Contributor

Re: Closed

Why is that Bungalow? We were told after closing was perfectly fine. What does waiting for them to report do? Wouldn't it actually lower your credit scores?
Message 3 of 4
Valued Contributor

Re: Closed


@tayjoemom2628 wrote:
I closed on my house yesterday at 130. Is it too soon to apply for furniture financing? If so how long should I wait?

Go ahead. No one is going to cancel your mortgage because you buy furniture. Also, no way to know how the new mortgage will affect your FICOs.

Message 4 of 4
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