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Our closing costs were estimated in our Good Will Estimate at $7052.00. I am wondering because we already paid some of those things listed (first year insurance, home inspection) and we have already paid in $1000.00 when we made our offer, will we get money back or will the loan amount change? Thanks!
I forgot to mention our accepted offer was $111,111.00 and the loan is being funded for $117,000. Thanks!
If it is listed on your GFE then you should get those moneys back. My home insurance was listed as part of my closing cost so the Sellers are paying most of my Fees. I am now presently at the USDA waiting for apporval. I had to pay $1000.00 in earnest money but I only asked for 4700 in closing cost from the Sellers. My earnest money was calculated into the total Closing Cost amount of 5700.00. My contract price is 119,500 and the house apppraised to 119,900 at this point I only owe .27. See if your earnest money was subtracted from the total amount of your closing cost. Inspection is paid directly by you and it should not listed as part of the GFE in closing cost.
It looks like your Closing Cost was rolled into your loan so see if the Earnest money was added as part or subtracted from the total amount.