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Closing on Nov 20th, Woohoo!

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admiralq
New Contributor

Closing on Nov 20th, Woohoo!

Put an offer on the house in August after pre-approval. Took about a month of forms, paperwork, proof of income, etc then full application, then more proof, more forms, etc. Appraisal completed beginning of Oct with no issues. Got the clear to close last week and the final cash to close amount yesterday (for quite a bit less than originally stated - pleasant surprise!). It has been 14 years since I have last owned a house. I am super excited!Smiley Very Happy

Current FICO8 Scores (As of Dec 12th, 2020)



Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Closing on Nov 20th, Woohoo!

Sweet! I hope to close on mine exactly 30 days later, on December 20th.
Message 2 of 10
CreditInspired
Community Leader
Super Contributor

Re: Closing on Nov 20th, Woohoo!

Congratulations admiralq

It’s like singing in the rain. And right before Thanksgiving. A feast in your own home.

A nice holiday gift to oneself indeed.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 3 of 10
kilroy8
Community Leader
Super Contributor

Re: Closing on Nov 20th, Woohoo!

Congrats!

Message 4 of 10
Anonymous
Not applicable

Re: Closing on Nov 20th, Woohoo!

Congratulations! 

Message 5 of 10
19eighty5
Senior Contributor

Re: Closing on Nov 20th, Woohoo!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 10
Anonymous
Not applicable

Re: Closing on Nov 20th, Woohoo!

I am closing on the 20th as well! I dont contribute to the discussions but i have gotten so much valuable information!! 

Message 7 of 10
admiralq
New Contributor

Re: Closing on Nov 20th, Woohoo!

Thank you all for the congrats. Closing today went smoothly. I own a house again!Smiley Very Happy

Current FICO8 Scores (As of Dec 12th, 2020)



Message 8 of 10
Anonymous
Not applicable

Re: Closing on Nov 20th, Woohoo!


@admiralq wrote:

Thank you all for the congrats. Closing today went smoothly. I own a house again!Smiley Very Happy


That's awesome!  I cannot wait to join you, in exactly 30 days.

Message 9 of 10
Anonymous
Not applicable

Re: Closing on Nov 20th, Woohoo!

Congratulations!

 

I'm closing on my first house on 11/28! Did your ledner do a credit check before closing?

Message 10 of 10
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