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Well Happy to close on an FHA refinance on Monday from 5.5% to 4.375%
Ok I am closing on the 23 and distribution is on the 27th to Wells Fargo (refinanced with a different company)
My escrow is pretty low since taxes were just paid its $562.06 however my home owners insurance is due in April, will that money be refnded to me by wells fargo or does it get transfered to the new lender?
refunded.
new loan should have you paying for a new 1yr policy + reserves.
Thanks for the quick response Dallas Loan Guy, yes I am sue it does have me paying that plus reserves, I just wish MIP did not double but I am still saving money and maybe I can pay it down quicker , thanks again
pmi goes away sometime..... so feel comfortable that you have a great rate!!!
So true, thanks again
Loan closed everythng is good, just one follow up question, if the refinance lender sent more than what was due to the previous lender to pay off the mortgage is that common? I know theres fees that may have not been applied, as far as I know theres no cash out with FHA streamline so if they made an overpayment would that have to go to my new loan?