We're currently scheduled to close on our first home at 9AM tomorrow! It's so exciting to be able to say that, but -- at the same time -- I'm pulling my hair out whilst awaiting final CTC. Our lender hasn't exactly been the most responsive, and as of 5 minutes ago told me they're still needing the final appraisal report (as well as the final "stamp of approval" from the underwriter), but expect to still be able to get their side of things in order today. This, of course, means that we still don't know exactly how much money we need to bring to closing, so that's a little stressful...LOL.
Nevertheless, it's been a journey and I'm thrilled to be at this point. Four years ago I bottomed out at a 436 score, and it's been a lot of blood, sweat, and tears getting things cleaned up since then. I'm still on pins and needles waiting for the other shoe to drop. :-)
Hopefully I'll be able to update tomorrow with the news that we have our keys and can breath for the first time in a long time!
