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Completed FC 5/2009

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ShanetheMortgageMan
Super Contributor
‎10-14-2009 09:47 AM
‎10-14-2009 09:47 AM

Re: Completed FC 5/2009

The foreclosure guidelines are pretty clear cut - if it wasn't due to extenuating circumstances then 3 years is needed for FHA.
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Message 11 of 12
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techgirl
Frequent Contributor
‎02-24-2010 11:10 AM
‎02-24-2010 11:10 AM

Re: Completed FC 5/2009

Update - thought I would let you all know that I have also been told that 5/2012 is the date I can once again qualify for a home loan. It been about 10 months since the house was sold - my score is up at 666 right now and I expect it to move on up again as I am paying off everything I owe - debt free at the end of 2011. Found Dave Ramsey and I see the light - no more credit cards for me. I will keep them open to get the mortgage loan, but I will never, ever be in debt again except for the mortgage.

 

 

05/12: approx 680 across the board
04/08 EQ: 730 TU: 748 EX: 718
03/08: EQ: 713 TU: ? EX: ?
12/07: EQ: 689 TU: 711 EX: 721
Message 12 of 12
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