Help I’m going crazy.. Received conditional approval 3 days ago with nothing needed from me. Appraisal already done. I’m refinancing and paying off all debt. Bank has had my file more than 30 days and one of my credit card balance increased $1,300 from the original pay off amount. I bought a plane ticket before I applied for the mortgage and charged $500 for closing deposit. I haven’t charged except $500 since I started the process.. I’m getting back $25K at closing. Will they update the payoff amount to reflect the correct credit card balance. Is this going to be a problem during the final underwriting. I passed initial underwriting, compliance underwriting, now I’m in final underwriting..
