Credit score dropped on second pull

[Househunter121]

After my first pull back in October my mortgage score went down 10 point, but my regular score went up over 30-45 points. All I have done is pay down balances and do positives for my accounts, so not sure how my score on the mortgage way went down .

[citymunky]

Hello,

I'm not exactly following what you are trying to tell us. Are you making a statement or asking a question?  In either case that is a lot of infomation missing for your post so I'm not sure how others can offer their advice. 

[Househunter121]

I'm asking how could my score go down with only positive actions on my account 

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[Mortgage-Specialist]

Sometimes doing whaynwe consider positive things can cause scores to go the wrong direction. For example, if you paid all of your credit cards ro a zero balance, your scores will decline. You need leave a small amount on one card. 

Also, sometimes paying off a collection or having a collection deleted can cause your score to drop. This is why utilizing a credit simulator beforehand is so important

[Househunter121]

But why would all my fico scores go up but my mortgage fico go down?

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[Mortgage-Specialist]

They all use different scoring models. If you had a car dealership pull your credit, you'd have another different response

[MauiMan85297]

Your header is misleading, what second pull are you alluding too?

[VAMortgageGuy]

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@Househunter121 wrote:

After my first pull back in October my mortgage score went down 10 point, but my regular score went up over 30-45 points. All I have done is pay down balances and do positives for my accounts, so not sure how my score on the mortgage way went down .

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 The scoring models are all different which is why see such a difference in the scores.