I sent a letter to my credit card lender, my account had been marked "delinquent" but also showed all payments made on time. I had a balance on a card that been paid off and I was not aware of the new balance. I sent a letter to my lender and asked them to update the account as I paid it off once I noticed the charge a little over 30 days. The lendor updated my report, It no longer states "delinquent" and also updated Dec as paid on time. It was perversly not reported. They also updated my account balance to “paid in full”. Now under remakes it states "Consumer disputes this account information” and “account information disputed by consumer” on another credit agency report. I am preapproved for a mortgage. This happened after my credit was pulled, will this harm me durning underwriting? Why does it say this as I never filed a compiant, just asked if lender would update.
