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Day 4 in underwriting and I have heard nothing

tag
lesse
Frequent Contributor

Re: Day 4 in underwriting and I have heard nothing

Sad newsssss... so yeah i got my clear to close.. but BOOO because i am purchasing a Foreclosure and the bank that foreclosed never recorded it with the town sooooo that means my closing has been delayed by a week or so .. meanwhile i still have a week or two of work that needs to be done to the house.. sooo disappointing Smiley Sad i am HAPPY that i have the clear to close and my file is complete But I still feel on edge .. once you get a clear to close can they request more stuff from you (my mortgage co) ??

START (FICO): 1/28/2013 EQ: 499 EX: 558 TU: 536
Lender Pull:
UPDATED SCORE 10/2015: EX: 763 TU: 709 EQ: 720


GOAL 800 Across the board
Wallet:Credit One $600; NFCU (secured- Changed to unsecured) $7500; NFCU (Unsecured)$500- increase to $12,500 BOA: $1000 Home Depot/Lowes $800 each Childrens Place $350 Sams Club $800
Garden Time Smiley Happy
Message 91 of 93
dreamer2014
Regular Contributor

Re: Day 4 in underwriting and I have heard nothing

Jbrv-CONGRATULATIONS!!!!!!! enjoy your new home Smiley Happy

I know I will.
Myfico: 03/26/2015: EQ 652, EX 680, TU 738 Barclays

Barclays $4.7K, NFCU Platinum $15K, AMEX BCE $15k, HD $12k, Sams $3.5k, Walmart MC $3.5K, NFCU LOC 10K, GE local Furn store $3.5k, AMEX ED $10.5K
Message 92 of 93
bdhu2001
Valued Contributor

Re: Day 4 in underwriting and I have heard nothing

Congrat!!! I know Monday can't get here soon enough, but relax over the weekend and get some sleep.

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


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Message 93 of 93
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