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December 2016 closers???

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Established Contributor

December 2016 closers???

Any other December closers yet??? I am scheduled for a Dec. 6th closing date...

" EX 698 EQ 701 TU 707 MMS 705"
Message 1 of 45
44 REPLIES 44
Established Contributor

Re: December 2016 closers???

Purchase Price: $273,300 (with $8000 in seller concessions + 2% towards closing costs) 
Signed Contract: 06/24/2016
Location: Mesa, AZ
Property Type: Single Family
Type of Loan: VA (with 660 mid score, mine is 680)
Loan Rate: 3.625%
Appraisal: 11/20; $275,000

Cleared to close: TBD

Final Walk through: 12/6/2016

Closing Date: 12/06/2016
Closed On: ?

Also was able to get realtor to give 2% concession which paid down purchase price (or VA funding fee, whichever way you look at it)

Funds to bring at closing: $181.00

" EX 698 EQ 701 TU 707 MMS 705"
Message 2 of 45
Established Contributor

Re: December 2016 closers???

Purchase Price: $97,900 (with $3000 in seller paid closing costs) 
Signed Contract: 11/3/16
Location: Brodhead, WI (just south of Madison)
Property Type: Single Family
Type of Loan: USDA (mid score of 641)
Loan Rate: 4"something" ... 
Appraisal: $103,000 - 11/23

Cleared to close: TBD

Final Walk through: The house is unoccupied, and we have family we visit in the area often, we walk through a lot. Going to do so again this Saturday.

Closing Date: 12/15/2016
Closed On: ?

 

 

House was built in 1900 ... a gorgeous old farm/Victorian ... needs some work, but we're getting it for a song. Home inspection was last weekend, no major concerns that we didn't know about already. Plan is for me to continue to improve my credit, so that we can refinance sometime late next year, and possibly take money out to do some improvements, or refinance and get a Home Equity Loan. 

 

EDIT 11/28 To add - Appraisal received this morning, over the contract price, so I'm happy. 

Message 3 of 45
Contributor

Re: December 2016 closers???

Purchase Price: $319,666 (with $3500 in builder closing costs) + 27,700 in upgrades and lender paid owners title.
Signed Contract: 5/28/2016
Location: DFW, TX.
Property Type: Single Family
Type of Loan: Conventional (mid score of 725)
Loan Rate: 3.875
Appraisal: TBD
Cleared to close: TBD
Final Walk through: 12/22/2016.
Closing Date: 12/29/2016
Closed On: ?

 

Hopefully, all goes as planned, as their have been some delays and I have not had the home inspected yet.... waiting on appliances and landscape grading to be completed.

Began my personal credit Renaissance April 2014 with scores I the 590's, thanks to all your experiences myfico - all mortgage scores in the 730's.
Message 4 of 45
Established Member

Re: December 2016 closers???

Housing Type: New construction

Purchase Price: $275,380 (with $6000 in seller paid closing costs) 

Signed Contract: 09/13/16

Location: Raleigh, NC

Property Type: Single Family

Type of Loan: FHA (mid score of 630)

Loan Rate: 4% (locked 2 weeks ago when rates started rising) :-\

Appraisal: $280,000

Cleared to close: ?? Never received this

Final Walk through: 12/16/16

Closing Date: 12/22/2016

Closed On: 12/22/2016

 

 

I have watched these posts come and go each month, impatient, daydreaming, wishing for the day and it is finally here. I'm a single mom and this is a new construction home with Pulte mortgage/Centex homes. My scores were in the 400's a year and a half ago, rebuilt for a while and finally about to close on my first home.

Message 5 of 45
Established Contributor

Re: December 2016 closers???


@mvnup2017 wrote:

Housing Type: New construction

Purchase Price: $275,380 (with $6000 in seller paid closing costs) 

Signed Contract: 09/13/16

Location: Raleigh, NC

Property Type: Single Family

Type of Loan: FHA (mid score of 630)

Loan Rate: 4% (locked 2 weeks ago when rates started rising) :-\

Appraisal: TBD

Cleared to close: TBD

Final Walk through: 12/16/16

Closing Date: 12/22/2016

Closed On: TBD

 

 

I have watched these posts come and go each month, impatient, daydreaming, wishing for the day and it is finally here. I'm a single mom and this is a new construction home with Pulte mortgage/Centex homes. My scores were in the 400's a year and a half ago, rebuilt for a while and finally about to close on my first home.


Congrats, getting in just a few days before Christmas.

" EX 698 EQ 701 TU 707 MMS 705"
Message 6 of 45
Established Member

Re: December 2016 closers???


@gsully00 wrote:

@mvnup2017 wrote:

Housing Type: New construction

Purchase Price: $275,380 (with $6000 in seller paid closing costs) 

Signed Contract: 09/13/16

Location: Raleigh, NC

Property Type: Single Family

Type of Loan: FHA (mid score of 630)

Loan Rate: 4% (locked 2 weeks ago when rates started rising) :-\

Appraisal: TBD

Cleared to close: TBD

Final Walk through: 12/16/16

Closing Date: 12/22/2016

Closed On: TBD

 

 

I have watched these posts come and go each month, impatient, daydreaming, wishing for the day and it is finally here. I'm a single mom and this is a new construction home with Pulte mortgage/Centex homes. My scores were in the 400's a year and a half ago, rebuilt for a while and finally about to close on my first home.


Congrats, getting in just a few days before Christmas.


Thanks - excited to get my keys and get moved in...not excited to balance Christmas and a move in the same week. Smiley Happy

Message 7 of 45
Established Member

Re: December 2016 closers???

I'm scheduled for 12/19/2016, but if the owners don't make some repairs I am backing out.  Will keep you posted.

 

Smiley Happy

Message 8 of 45
New Member

Re: December 2016 closers???

Purchase Price: $260,000
Signed Contract: 04/15/2016(contingent to sale of previous home(sold on 9/13))
Location: Baton Rouge, LA
Property Type: Single Family
Type of Loan: FHA(mid score of 675)
Loan Rate: 3.75%
Appraisal: 11/03; $267,000

Cleared to close: TBD

Final Walk through: ?

Closing Date: 12/20/2016
Closed On: ?

 

Funds to bring at closing: $16,000(includes 3.5% downpayment)

Message 9 of 45
Established Contributor

Re: December 2016 closers???


@gsully00 wrote:

Purchase Price: $273,300 (with $8000 in seller concessions + 2% towards closing costs) 
Signed Contract: 06/24/2016
Location: Mesa, AZ
Property Type: Single Family
Type of Loan: VA (with 660 mid score, mine is 680)
Loan Rate: 3.625%
Appraisal: 11/20; $275,000

Cleared to close: TBD

Final Walk through: 12/6/2016

Closing Date: 12/06/2016
Closed On: ?

Also was able to get realtor to give 2% concession which paid down purchase price (or VA funding fee, whichever way you look at it)

Funds to bring at closing: $181.00


Received our final closing docs and the $181.00 estimate is now a final of -$447 that is a credit, I'm getting back most of my $500 earnest deposit.

" EX 698 EQ 701 TU 707 MMS 705"
Message 10 of 45
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