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From my experience, you're score will drop when disputed are removed. FICO takes that account ouf of the scoring model when there is a dispute with comments.
My score dropped when the dispute was initiated but regained the points when the dispute was closed.
To my understanding fico doesn't add collections into your revolving debt. So becuz of this when dispute comments are removed from a collection account it wont hurt your score. If this was charge off which is included in your revolving debt than removing dispute comments will hurt your score. This again is the knowledge that I read on rebuilding your credit forum. I too am w8n on dispute collections to be removed from a collection so fx our pts stay the same
aww man that sucks.... I know my pts didnt drop from tu and ex but i am w8n on eq cuz well thats my fico the others were fakes. I know that my dispute and deleted collections happened at the same time so i prob wouldnt have noticed it but eq is taking its time. I am praying that they dont even pay attention to eq report and tu is my median. Gl tomorrow cant w8 to c your update
Dispute comments should have no effect on your score. The 8 point drop you saw is likely due to something else. A dispute can effect score depending on what kind of tradeline is disputed because FICO will ignore certain aspects of the tradeline during the dispute. But this is only during the dispute. The comments mean nothing as far as score is concerned.
@Walt_K wrote:Dispute comments should have no effect on your score. The 8 point drop you saw is likely due to something else. A dispute can effect score depending on what kind of tradeline is disputed because FICO will ignore certain aspects of the tradeline during the dispute. But this is only during the dispute. The comments mean nothing as far as score is concerned.
Fx this is true