We will be purchasing a home this summer sometime, and in reading so much of these forums, and trying to understand this whole process. Do I need to get all of my dispute remarks off of my credit report? If so, why? I have been cleaning/rebuilding our credit, and it has been a long process.
This will be my first home to purchase, and my husbands second.
I did have success, got a lot of wrong information removed, and removals of old stuff. So i'm left with 2 collections, that I'm working on myself, low dollar, $119 Progressive & $500 T-mobile, trying pay for deletion on those. The inquiries span from 2017-2019.
We were looking to get FHA loan, and apply in August. Our lease ends the end of Nov.
I have pulled my report and seen the inquiries, so from all 3 reports, its a total of 28.