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Do I qualify for a mortgage?

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Anonymous
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Do I qualify for a mortgage?

  1. Credit.  Beacon 650, FICO-II 661, FICO Classic 663.

       Negatives

1. Medical 203 Collections Delinquency 3/11

2.Tenant Track 206 Collection Delinquency 6/12

3.  Medical Charge Off Delinquency 11/09

4. Credit Card Charge Off Delinquency 1/13

5. Credit Card Charge Off Delinquency 11/13

6. Sprint Charge Off Delinquency 7/11

7. Us Deptment of Education Closed/Consolidated Delinquency 9/08

8. Judgemnet 6/09 Satified,

 

  1. Income
    Gross income yearly income 49,776.00

  2. Source of income.
    Military employment.

  3. Monthly debt payments

    Good Credit 

    1. Car Payment 372

    2. Student loans in defferment while in college for another 3 year's full-time.

  4. Employment 
    Military since 8/2010 ETS 8/2016

  5. Assets/Reserves.
    Checking $1000.00
    Savings $0 (we just put a 3k good faith fee down when signing a contract to build a home)

  6. Location
    BLANK

  7. Property.  
    Building from ground up.

  8. Value.  
    $210,000.00
  9. Occupancy
    Primary residence

  10. Transaction Type
    VA home loan, First Time.
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