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I've had two mortgages, and on both, I chose to escrow my taxes and homeowners. The full PITI payment amount appears as my monthly obligation on the big three CR's.
My question is this - suppose I didn't - would the monthly payment on EX/TU/EQ consist of only principal and interest?
Taxes and homeowner's insurance paid directly won't show on your reports, as they're not included in your monthly mortgage payment to your creditor.
This clarifies it for me. Many thanks!
@pizzadude wrote:Taxes and homeowner's insurance paid directly won't show on your reports, as they're not included in your monthly mortgage payment to your creditor.