My husband and I are applying for an FHA loan within the next year. He has a low credit score, so we were just planning to put my name on the loan. Could we still include his income if he is not on the loan?
Also, he is currently a student receiving the GI bill each month. When they calculate our monthly income to become pre-qualified, would my husband's GI bill be considered income if he is going to school for the next 3 years?