cancel
Showing results for 
Search instead for 
Did you mean: 

Does Mortgage Lender see the same report as the MyFico Report?

tag
Ljeen
Valued Member

Does Mortgage Lender see the same report as the MyFico Report?

Hello, I'm just curious when a lender pulls your credit report, is it the same as the one on Myfico? Or is it more lengthy going back much further then the timeline I have on the one here? 

 

Thank you.  Smiley Happy 

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Does Mortgage Lender see the same report as the MyFico Report?

I am curious about this, too. We just got prequalified but it looks like my husband's real FICO is much lower than we thought, so I am not sure exactly what score they are seeing... I am wondering if I can get a better picture with the MyFico service.. 

Message 2 of 4
CreditInspired
Community Leader
Super Contributor

Re: Does Mortgage Lender see the same report as the MyFico Report?

You should be looking at FICO mortgage scores


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 3 of 4
pgtackle2003
Frequent Contributor

Re: Does Mortgage Lender see the same report as the MyFico Report?

Same as previous poster said, you need Fico mortgage scores specifically not Fico 8. And yes it is the exact same report you can see here on myFico

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.