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Possibly relocating...concerned I wont be able to sell my home right away...whuch would keep me from having 20% down...
Once in the past I did a bridge loan...
Another time I did an 80-percent mortgage, with a 10-percent second---and only needed 10% down.
How do these work now, or are they pretty much extinct. Obviously I would like to avoid PMI if possible.
I know Navy FCU has a pretty open 100% finanacing plan. Costs 2.75% in fees, although the 1% origination is standard for any loan (so that should be 1.75% in "extra" fees. Plus, the interest rate is higher (4.5% vs. 4.% conventional and 3.75% FHA)
Oh, and the navy FCU is NO PMI (cuz you pay the additional interest and fees).
But, basically, the answer to your question might be no. Lenders really want the mortgage interest in these times....
80/10/10 is very much alive and well.
2nds are harder to get.... but very much available