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@mlb2009 wrote:
I've seen that several people on here have mentioned Embrace Home Loans as an FHA lender for sub-620 scores. Can anyone share their experience with Embrace? Were there crazy conditions? Stricter DTI ratios? Crazy interest rates? Any advice or personal tips are greatly appreciated!
Good morning,
Before I decided to go with FGMC, I tried Embrace and the customer service was outstanding. However, on my credit report was a 6.5 year old repo that the LO stated I had to pay which was a sum of $5200. Once he advised that I decieded it was best to move with FGMC where I closed on my home loan on 05/18/2012 with no issues.