Equifax score and new mortgage

Alberio · ‎03-25-2014

The new inquiry/hard pull for the mortgage pre-approval could be what's doing it. I took a 25 point hit on one of my credit scores for my "pre-approval" HP in December where there were no other changes. The other two stayed steady. I don't see anything else in what you've described that would explain a decrease - only an increase in your scores.

Starting Score: 644 (EQ) 646 (EX) 670 (TU) as of 11/2013
Current Score: 732 (EQ myFico) 740 (EX myFico) 740 (TU myFICO) as of 8-25-14
Lender Pulled Scores (3-19-14): 709(EX)/700(TU)/670(EQ)
Goal Score: 710 (Made it!!)

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bjg1205 · ‎03-27-2014

So, to update everyone... My lender pulled my trimerge from equifax today and he got a 729! Needless to say, I was pretty pleased. thanks for everyone's insight.

Re: Equifax score and new mortgage

Re: Equifax score and new mortgage