I was wondering if anyone had any experience with this loan. We are buying a short sale and the property needs about 30,000 worth of work and we were told this would be an option instead of taking out a home equity. I have read about it online and we are going to meet with a specialist but I was wondering if anyone has used this loan before or knows someone who has. Seems like the only problem may be recieving the money for the work to be done. Thanks for any feedback.