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FHA - USDA "non-borrowing spouse", non community state

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Re: FHA - USDA "non-borrowing spouse", non community state

Just to update ...

I emailed a SunTrust servicer & she confirmed that the "non-borrowing" spouse's income/debt/credit does not matter as long as the borrower's score is high enough to support the mortgage on their own.

I also found out that the down payment assistance programs are up and running here, so we 'might' qualify for up to $7,500 that doesn't need to be paid back!

I'm officially excited.

 

Thanks, everyone! 

Message 11 of 11
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