cancel
Showing results for 
Search instead for 
Did you mean: 

FHA or Conventional?

VALoanMaster
Valued Contributor

Re: FHA or Conventional?


@Phoenix10 wrote:
Beautiful info! Thank you for your advice. Do you know nowadays what kind of score i am looking for a decent rate with conventional? Im working so so hard to improve my score but i am still at 694 for mortgage fico.

 

 

You're welcome.

694 will get you into a decent conventional loan with 20%+ down.

We can also see if there is anything that can be done to raise your scores using a rapid re-score.

VA Mortgage Expert. Mortgage Banker lending in All 50 States.
VA, FHA, USDA. Jumbo, Conventional.
CAIVRS Expert.
Message 11 of 12
Phoenix10
New Contributor

Re: FHA or Conventional?

Omg you are making me happy and hopeful! I still have one year before i can finish the lease where i am and will start seriously looking in the meantime continue to work hard doing the right thing to improve the score even more. I thought to get a good rate and chance of approval i needed around 740. Would you explain a little what is this re-score you mentioned? Im curious.
Message 12 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.