@Phoenix10 wrote: Beautiful info! Thank you for your advice. Do you know nowadays what kind of score i am looking for a decent rate with conventional? Im working so so hard to improve my score but i am still at 694 for mortgage fico.
694 will get you into a decent conventional loan with 20%+ down.
We can also see if there is anything that can be done to raise your scores using a rapid re-score.
VA Mortgage Expert. Mortgage Banker lending in All 50 States. VA, FHA, USDA. Jumbo, Conventional. CAIVRS Expert.
Omg you are making me happy and hopeful! I still have one year before i can finish the lease where i am and will start seriously looking in the meantime continue to work hard doing the right thing to improve the score even more. I thought to get a good rate and chance of approval i needed around 740. Would you explain a little what is this re-score you mentioned? Im curious.