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PMI for the life of the loan starts in June.
As long as you apply and get your case number before the cut off date you'll be fine. You don't have to close before the date, just have your case number.
This policy is horrible and just an undue experence to be born by borrowers. Just going to make everyone have to refinance down the road.
I think it's ridiculous as well. $250 PMI over the course of 30 years amounts to $90,000! Once this goes into effect, I think it will have a negative impact on the housing market. People who barely qualify will be saddled with that unnecessary expense for way too long. Buyers who almost qualify for conventional will just wait it out , which could cause some delays in home purchases as well.
The PMI currently decreases every year as your balance does so it'll probably be less but I agree, it is rediculous.