February 2017 Closers

[Anonymous]

Didnt see a thread formed already so thought I would.. I'm super excited!!

Just had a meeting with my builder and got great news. Won't be closing on my Birthday in March as I hoped but earlier isnt bad either!!!

Purchase Price: $373,101
Signed Contract: 08/29/2016
Location: Orlando, FL
Property Type: Single-Family Home

New/Existing: New Build
Type of Loan: Conventional 95%
Loan Rate: 4.50%
Conditional/Pre-Approval: 09/01/2016
Appraisal: TBD - Home scheduled to be done 1/27/17

Clear to Close: n/a
Closing Date: 02/02/2017
Closed On: TBD

First-Time Homebuyer, 5Bd, 3.5Ba, 3Car Garage, Media Room, Office, 3,650sqft

Score at approval: Mid - 698

[jamevfan]

awesome news,congrats!

[jamevfan]

My turn!! Just a waiting game at this point we are a few weeks from moving out and the SUPERBOWL is here in town this coming weekend, So many exciting things happening this month!

Purchase Price: $265,000
Signed Contract: 09/26/2016
Location: Houston, Tx area
Property Type: Single-Family Home
New/Existing: New Build
Type of Loan: FHA 3.%
Loan Rate: 4% It was 3.75% but I had to raise the interest rate for closing cost overage.
Conditional/Pre-Approval: 10/03/2016
Appraisal: TBD - An attempt was made on 1/27/2017 but the home has to be at 90%
Clear to Close: n/a
Closing Date: 02/28/2017
Closed On: TBD

[Anonymous]

After following along for over a year it feels surreal to be posting in the monthly closing post! It has been a long road... after several years of rebuilding credit I hope we can finally make our dream become a reality. We have rented a small 1 bedroom home from family the last 2 years while paying off debt and with a 7 year old whose toys take up most of the 1000 sq ft available I cannot tell you how excited I am for her to finally have her own room!  We have already done our inspection and have final walk through on 2/22.  Though this board has made me so much more knowledgeable on the mortgage process I have also seen how deals can fall apart at the last minute. Fingers crossed that everything goes smoothly!

Purchase Price: $294,900
Signed Contract: 01/10/2017
Location: Just outside of Nashville, TN
Property Type: Single-Family Home
New/Existing: New 
Type of Loan: FHA 
Loan Rate: 3.75%
Conditional/Pre-Approval: 1/11/17 but then switched to the builders preferred lender and got the 2nd pre app 1/18/17
Appraisal: TBD - I believe it was ordered yesterday, 1/30/17
Clear to Close: n/a
Closing Date: 02/28/2017
Closed On: n/a

[Anonymous]

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@Anonymous wrote:

Didnt see a thread formed already so thought I would.. I'm super excited!!

Just had a meeting with my builder and got great news. Won't be closing on my Birthday in March as I hoped but earlier isnt bad either!!!

Purchase Price: $373,101
Signed Contract: 08/29/2016
Location: Orlando, FL
Property Type: Single-Family Home

New/Existing: New Build
Type of Loan: Conventional 95%
Loan Rate: 4.50%
Conditional/Pre-Approval: 09/01/2016
Appraisal: 396,200

Clear to Close: 1/31/2017
Closing Date: 02/02/2017
Closed On: TBD

First-Time Homebuyer, 5Bd, 3.5Ba, 3Car Garage, Media Room, Office, 3,650sqft

Score at approval: Mid - 699

Just got my clear to close today! The past two weeks have been a whirlwind... my mortgage broker was holding up the process and even communicated to some that the closing date had been pushed back as far as 2/18!! I called up the loan processor myself and worked with her to get final approval in  5 days!!! I repeat, 5 days!! The underwriter came back with a conditional approval asking for almost nothing... just 1 bank statement from September. HA! My loan processor had me send over my entire life based on other loan approvals shes worked with and voila, closing on time as I requested on 1/4.

Thanks again to everyone here for your help and stories.

[Sbrooks1]

Girl, I've been rooting for your closing date! So happy for you!!

[Sbrooks1]

For Jamvfan

[jamevfan]

Thanks Sbrooks just ready for it all to be over.... lol.

[Sbrooks1]

I know I'm just starting and I'm a Nervous wreck

[Sbrooks1]

My mid score dropped to 678 so concerned