cancel
Showing results for 
Search instead for 
Did you mean: 

Fiancé has bankruptcy

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
New Contributor

Fiancé has bankruptcy

Looking at our first home purchase.  Fiance has a bankruptcy that will be discharged 2 years this March.  Will we be able to include her income in a VA mortgage?  I am in pretty good shape with 700 score, 80k income, 5 years at current job, and little debt other than car payment.  She has a 675 score and 48k income, 6 months at current job, and no debt other than car payment. She has hand consistent employment but took a promotion recently with a different complany.  

 

Wanted to to know if we can include her income now or will we have to wait till after 2 years since the chapter 7 discharge?

 

Also does this affordability calculation sound correct?  80k + 48k = 128k anual income.  $1100 in monthly debt.  Looking at no more thank 350k home even though we could afford up to 420k

Message 1 of 1
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.