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hello all, Iam sure this is a redundant question however i dont know how to search so let me ask, are the scores i pull from Transunions website the same as the scores my mortgage lender pulled? I pulled all three scores from transunion.
You have to see if it says something about being for educational purposes or if it specifically says "FICO" score. AFAIK, there's no place to buy a true Experian score.
@Anonymous wrote:hello all, Iam sure this is a redundant question however i dont know how to search so let me ask, are the scores i pull from Transunions website the same as the scores my mortgage lender pulled? I pulled all three scores from transunion.
No, if you pulled the scores from Transunion, they are all fake scores (FAKOs). The only place online you can get a true credit score is MyFico.com which will give you an Equifax score that will match what a lender will pull. The Transunion score it will give you is a real score but still different than what a lender will pull because of a different model used. You can't get a true Experian score anywhere online, only through a lender or creditor when applying for a credit card.
It's not so much that those companies prey on our ignorance as consumers really need to know/understand what they're paying for.
My EQ Fako is in the 500s, my EQ Fico is in the upper 600s.