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Got the word from the LO that the loan is approved and just need to get a couple little things from the appraiser. Possibly can close tomorrow evening or Monday evening. In wife's name only, 636 mid score.
Thanks to this forum for the help and support during this crazy ordeal.
Congrats..What type of loan did you go for, if you dont mind stating?
FHA
Congrats!
NO WAY!!!! I am in the process of going FHA, and my mid score (EQ) is a 636 as of today. OOH RAH!!! CONGRATS to you!!!
@incognitony wrote:Got the word from the LO that the loan is approved and just need to get a couple little things from the appraiser. Possibly can close tomorrow evening or Monday evening. In wife's name only, 636 mid score.
Thanks to this forum for the help and support during this crazy ordeal.
That's awesome!!! Congratulations!!!
The lender wanted a letter that the agent didn't cash the earnest money check but they did becauseapparently the law is they are supposed to cas it within 30 days. After losing $1000 on the first house due to seller and seller agent's being stupid , we only put $100 this time. Now this may hold things up more. Earnest money is such a crock as far as I'm concerned.
@incognitony wrote:The lender wanted a letter that the agent didn't cash the earnest money check but they did becauseapparently the law is they are supposed to cas it within 30 days. After losing $1000 on the first house due to seller and seller agent's being stupid , we only put $100 this time. Now this may hold things up more. Earnest money is such a crock as far as I'm concerned.
I agree it doesn't do anything to set a certain buyer apart.
We are now waiting on the appraiser to do a couple of things and who knows how long she is going to take as she held us up on the appraisal twice during this process. I'm so sick of waiting .
Hoping to close by Thankgsgiving.
GOBBLES.
@incognitony wrote:We are now waiting on the appraiser to do a couple of things and who knows how long she is going to take as she held us up on the appraisal twice during this process. I'm so sick of waiting .
Hoping to close by Thankgsgiving.
GOBBLES.
Best wishes to you and your family. I hope you folks close real soon, so your FICO friends can come over for Thanksgiving.