I just closed on 7/30( woohoo), and received my final HUD settlement today. The confusion continues....I am wondering what happened to the $300 "escrow padding" that was included in the funds I brought to signing on 7/24? I was told I would get it back at close of escrow, but so far nothing, and it was not listed in the final HUD anywhere.
Also the amount on line 1400 "total settlement charges to borrower" does not match the amount I brought to closing. Any guesses?