No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Yup, time to step back off the ledge.
Did you recognize your LO while you were out there too?
Nah, I'm kidding but in all serious it sounds like your fine and you should leave the worrying to the pros----
I learned from my mentors that (as a LO) you don't need to worry the client(s) until there's really something to worry about. So typically, it's me out there on the ledge and every now and then there's just not that much room for more people....just sayin'. So either go ahead and jump or go back inside, because you can't rest out on the ledge.