And it was impossible to 100% guarantee my financing within 30 days because we signed in April and will close in December. It's a truly terrible, predatory contract.
I shouldn't run into any issues as it turns out they were calculating my DTI based on my income before my raise, and no bonus, but it's always possible we will run into an issue and then I'm completely SOL by the terms of the contract.
No, I mean the contingency itself expired after 30 days. The contract explicitly states that if I did not have my financing fully approved after 30 days, if I then lose financing, I lose my earnest money deposit. There is no longer a contingency for financing.
Do you have a Realtor? Because if you do, it's no way you should have signed anything where you would lose your EMD if you couldnt get financing.
I just re-read what you typed. Is that after 30 days or within 30 days? Can you type the exact wording from the contract.