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That's what my mortgage banker and a few lenders told me what typically happens, unless you're told otherwise.
@Anonymous wrote:
Well after a long first 7 months of the year, my wife and I are closing on are very first home this coming week. And surprisingly enough it's thru quickens loans. Although I've read a lot of negative threads here and else where on the web, I have to say things have gone quite smoothly with quicken. The only real bump in the road was a seasoning issue that sellers realtor wasn't aware of when dealing with FHA financing. But that's just me rambling on, let me get to my intended question. I was wondering if quicken or any mortgage company have ever given any sort of grace period before the first mortgage payment is made? We don't really need it , but it would be nice to have a month or two off from that payment if possible. Any input would be appreciated tks
My wife and I got preapproved through Quicken about a week and a half ago. I think they have been extremely nice and helpful as well.
Could you give me any information as what is required to close?
Thanks in advance for your info and insight!
It really depends on when you close. I believe if you close before the 5th of the month, your payment is due the following month, but your closing paperwork and LO/Broker will know.
Thanks Matt,
We are doing new construction and our home will not be complete until at least April of next year. I just want to make sure I have my ducks in a row before closign so there are no surprises!! I appreciate your help!