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Flagstar Bank Reporting?

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Established Contributor

Flagstar Bank Reporting?

I closed on my first home 3+ months ago with Flagstar Bank and have yet to see anything pop up on my reports regarding the account. Does anyone have a mortgage with this bank? How long did it take for them to report, if ever? Thanks

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Senior Contributor

Re: Flagstar Bank Reporting?

Some lenders take forever to start reporting. I closed on my current mortgage on 7/31 and only this week did I receive a letter from the mortgage servicing company stating that reporting of my mortgage/payments to credit agencies will start in January  2015 ... that is 5 months!

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Established Contributor

Re: Flagstar Bank Reporting?

Thanks for the heads up! I don't mind if it takes awhile as long as it does eventually report! 6 months would be ideal as it won't get that "new account" ding.

Message 3 of 4
Regular Contributor

Re: Flagstar Bank Reporting?

I closed on a mortgage with Flagstar back in 2012.  They reported with the next cycle immediately after my first payment.  I was stunned as I was hoping it wouldn't show up for 5 or 6 months...

Message 4 of 4
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