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Stay away from banks. They are awful at originating mortgages now - plus their overlays are very, very restrictive. You need the opposite of restrictive.
Go to a mortgage banker. pm me if you want a referral to a couple that are excellent, If you find a Realtor in SC where the house is located, they will have good mortgage people too. If they don't ....find another Realtor.
Well, I booked the showing, secured a motel and found a local FCU in SC that I like with good rates.
Contacted a local realtor that seemed decent, but she didn't reply back yet. So I might try another.