Free TU Mortgage Score

[kberly69]

I came across a post by @jrands that mentioned getting a TU 4 mortgage score with a soft pull from Better Mortgage. I tried it and the score they gave was the same as the one I got from MyFico. Of course I have some marketing emails to deal with but I think it was worth it. They spell out that there is no credit ding and it's been two days with nothing so it seems all is well on that front. 

I have not seen that mentioned before so though it was worth it's own post. 

[blindambition]

Thanks for sharing your data points with the community. Always nice to have the most updated process.

[jrands]

Good post. And even though a phone number is needed, I haven't gotten any calls from them and have only received 2 emails from them directly regarding the pre-qual inquiries I've made. So it seems it might be worth it for folks wondering what their TU mortgage score is.

[AllZero]

Thank you for sharing the information.

[vertekal]

I just tried this, but it said I was denied since my score was under 620 and didn't show an actual score. In the followup email, though, it did give me a score. 

Assuming the score in my email is the mortgage score (TU uses FICO 4), it went up 50 points over the last month!

[Anonymous]

This is good to know, thank you!

[sxa001]

Since I plan to app with Better.com next month while rate shopping anyways or maybe the first week of December I decided to go ahead and do the SP.  No surprises, matched my TU on MyFico.  Thanks for sharing! 

[turktucker]

Thanks so much for this info @kberly69! TU is the one score I needed (for free until my 3B report update in 12 days) and I was just able to get it from better.com. Great info! 

[jrands]

@kberly69Well, it seems like this hack for getting a free TU Mortgage Score is no more. I just checked Better's site and got my FICO 8 score instead of the mortgage score.

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@kberly69 wrote:

I came across a post by @jrands that mentioned getting a TU 4 mortgage score with a soft pull from Better Mortgage. I tried it and the score they gave was the same as the one I got from MyFico. Of course I have some marketing emails to deal with but I think it was worth it. They spell out that there is no credit ding and it's been two days with nothing so it seems all is well on that front. 

I have not seen that mentioned before so though it was worth it's own post. 

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[AllZero]

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@jrands wrote:

@kberly69Well, it seems like this hack for getting a free TU Mortgage Score is no more. I just checked Better's site and got my FICO 8 score instead of the mortgage score.

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Thank you for sharing the information.