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Getting a Mortgage with no proof of income?

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Anonymous
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Getting a Mortgage with no proof of income?

Im in the mid too high 600s but Im a new business owner and I will contiune too show a loss.  Is it possible for me too get a morgage for the 140-200 range? 

Message 1 of 4
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MugenCivicSi83
Frequent Contributor

Re: Getting a Mortgage with no proof of income?


@Anonymous wrote:

Im in the mid too high 600s but Im a new business owner and I will contiune too show a loss.  Is it possible for me too get a morgage for the 140-200 range? 


I got an FHA loan ..i was a new business owner at the time with $10k down and was preapproved for $157k. Scores were 640-660 range. This was in November 2012. I sold my house this year for a $33k net profit. 

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 2 of 4
Anonymous
Not applicable

Re: Getting a Mortgage with no proof of income?

Who did you go through?
Message 3 of 4
MugenCivicSi83
Frequent Contributor

Re: Getting a Mortgage with no proof of income?


@Anonymous wrote:
Who did you go through?

Wells Fargo - Closed on home at $153k with only 5k needed at closing. 3.25% locked for 30 years.

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 4 of 4
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