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Hello All,
I am little confused. Read somewhere that having more credit($200k Plus) on credit card impacts the Mortgage loan process?
Here are my details
Credit cards/Auto Loan - 29 accounts ( All good standing)
Overall Credit limit - $200K plus
Overall Util - <2%
Last credit HP - feb/2016
CB Scores- In the signature below.
Please advice. I am planning for our first home in 2018.
Thank you. that makes me to relax.