Here is what paying off credit cards can do for your credit score

[Anonymous]

My credit score was well below 600 before I started paying off the cards. I have no collections. I also have had several hard inquiries since Jan and my credit still went way up..

[AllZero]

Congratulations on your success! Is that WalletHub, VantageScore?

[thornback]

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@AllZero wrote:

Congratulations on your success! Is that WalletHub, VantageScore?

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@AllZero haha... I just asked in another thread OP posted in what app that was in the image -- it looked like wallethub but I wasn't sure because it also doesn't look like wallethub -- but then again, I've only ever viewed wallethub on the mobile app.

Congrats on your payoff @Anonymous !!  Well done!

[AllZero]

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@thornback wrote:

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@AllZero wrote:

Congratulations on your success! Is that WalletHub, VantageScore?

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@AllZero haha... I just asked in another thread OP posted in what app that was in the image -- it looked like wallethub but I wasn't sure because it also doesn't look like wallethub -- but then again, I've only ever viewed wallethub on the mobile app.

Congrats on your payoff @Anonymous !!  Well done!

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I saw your other post and kudoed you.

Yes, it is WalletHub on desktop. I don't use the mobile app, so unsure on the layout. I use desktop. It looked like it and I logged in again just to make sure.

[thornback]

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@AllZero wrote:

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I saw your other post and kudoed you.

Yes, it is WalletHub on desktop. I don't use the mobile app, so unsure on the layout. I use desktop. It looked like it and I logged in again just to make sure.

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And I saw the notification of your kudo! --  thanks for confirming  

Really curious about those FICO scores, @Anonymous  -- have you checked them?

[Anonymous]

It was wallethub. I check all of them along with experian. Wallethub usually is the first to show when an account has been paid and reported. It gives you a quick idea of which way your score is going and its usually not that far off from the real experian and transunion scores. Equafax is another deal. It has a mind of its own.

[hsfun2019]

Awesome Job!   

I just paid off about 18K in CC today (not with a loan either!!!!)   Looking forward to the updates in the next few weeks!   

I"m in the mid 600's.  Hoping over 700.

[Anonymous]

mine were $4800.00 to pay off. I still have two cards and one loan that hasnt reported yet that i paid off. Im interested to see how much my score raises after that.