I recently paid off my auto loan (finally!), during the 5 years I had it, 3 different banks have owned it due to the bank selling. The first bank had no baddies, then the next bank bought it and I have 9- 30 day lates, later down the road the 3rd bank bought it.. Should i GW this bank or should I dispute? I;ve heard dispute because they no longer own it and they will not be able to verify and the lates would be removed. What do u guys think?