Great.....thanks for the feedback. I tend to overthink things because I want to be as prepared as possible for any curve balls I may encounter. I appreciate you taking the time to answer all my questions. Are you involved in the lending industry or just knowledgeable as to how things work? Thanks again-
I'm not a lender - just someone who, (like you) tries to be as prepared as possible... and I've opened a new real-estate-type account every 2-3 years on average since the turn of the century. Between doing the research, and going through the actual process repeatedly, I've picked up a few things...
Nothing wrong with being over-prepared! It's always funny when a new loan processor calls to introduce themselves, and starts to talk about the kinds of documents they be requesting over the next X days (or months)... and I can just tell them to check the file the LO sent over - which has literally every document they will be asking for already in it. (Makes for some very quick closings - my record so far is 9 business days.)