@jcoop269 wrote:
Which scores are typically used? Do they use the 2/4/5 like a mortgage or is it likely the 8/9?
YMMV.
Most home equity loans (HEL's) will use the 5/4/2 mortgage scores, but some will use a specific bureau's FICO 8.
With HELOC's it's much more common for them to use a specific bureau's FICO 8, but some will still go by the middle of the 5/4/2 mortgage scores.
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