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If you earn 205k a year, you would max out at about a 820k mortgage if your DTI is in good shape.
Our DTI right now is about 13.5 percent. That's without adding the house payment in.
Perhaps we should be thinking a little bigger than $350,000. Maybe in the $500,000 range.
Same here in Dallas, 450k get you about the same size home as 300k but it is upgraded to the max.
I would love to have a kitchen with 2 islands, a media room and a sub zero fridge lol.